校友专访第三期之刘英佩

2023年11月17日 0 comments admin

在舍与得中勇敢选择    在危与机中不断前进

中文的美,在于汉字结构中已经包含当中的涵义,在词语组成里竟能蕴含人生的哲理。“舍得”——有舍弃固然遗憾,但总在某时某处收获付出的所得;“危机”——眼前也许危机重重,但辟出一条新路,就是成功的机会。二中84届校友刘英佩的人生经历,正是这两个词语的现实演绎。

学生年代的坦途

出生成长于高级知识分子家庭的刘英佩,从小就是学习超棒的“别人家的孩子”,小学到中学,中学到大学,重点学校信手拈来,按需选择。由于家教一直很严格,刘英佩小小的内心滋生起对独立与自由的向往和追求,小学毕业时,由于家在二中附近,家长都要求她考取二中,但她想离家去寄宿的华师附中,结果和家长谈判后选择了离家有点远但不寄宿的执信中学;后来因为天天要挤公交,上了一个学期娇娇女的她,还是转学到了二中。

高三考大学,英佩再一次希望自己能离家独立,她想报考复旦大学,但家长却希望她留在广州读中山大学,对于报考哪所大学再次出现分歧,与此同时,家人更希望已经得到斯坦福大学录取通知的她,可以到海外深造与长见识,但当时国内资讯闭塞英佩完全不知道斯坦福的厉害,只知道是爷爷和表哥们上过的大学。想到去了美国后,又要被同样家教严格的大表哥看管着,于是很轻率拒绝了一个让自己后来非常后悔的大好机会。

经过了全家谈判商量了两周后,终于以深圳大学为最后决定。此时的英佩已经开始展望即将到来的山高皇帝远,家长鞭长莫及的自由自在的大学生活了。

在深圳大学就读经济管理的英佩的确如鱼得水,和好友、小伙伴一起学习与生活,一边在学分制的环境下自由自主学习,一边勤工俭学,每个学期不仅靠优秀成绩拿到奖学金,同时也靠自己的劳动赚取酬劳,过上完全自供自足的写意生活。

即将在深圳大学毕业的英佩不仅在学业和生活中都收获满满,同样在爱情里也有了两情相悦的对象,但家长不赞成这段恋情,为免在国内再次和家人“八年抗战” ,两人决定大学毕业后就“私奔”到澳洲留学。男朋友先到墨尔本打前站,叮嘱英佩要在空余时间学习一些手艺,以方便在刚到澳洲的时候,可以养活自己。于是,在前往澳洲前的两个月里,她一边写毕业论文,一边学习办公室前台的打字,还一边去纺织厂学习织布,憧憬着到了澳洲后的生活也能像在刚到深圳时那样顺利。

初到澳洲的迷茫

然而,英佩回忆起当年,笑称自己对这片土地了解太少,又“太过理想化,自视过高,没有受过社会毒打”。在到达墨尔本后,首先就觉得奇怪,书上说的这里到处都是的袋鼠和树熊都在哪里呢?再接着就是面对生活的残酷了:9个留学生挤在Elwood一个两房一厅的公寓里,由于人数太多,所以带有门的客厅都被间隔成一个房间,床单铺在地上就是自己的床位,带来的行李只能放在枕头边上,条件非常的艰苦,是真正的“洋插队”。当时的留学生每周只能打工20小时,为了省钱下来交房租交水电煤费和交学费,她经常一个星期只吃一条长面包,力求控制每周生活费不超过20澳币。

在前往澳洲前,英佩本打算在读书深造之余,凭着大学毕业生的资格去写字楼勤工俭学,当个前台接接电话打打字,但是到了澳洲才发现,由于英语水平有限,这样的职位根本无法找到,甚至连在唐人街2澳元一小时的洗碗工,留学生们都要一轮竞争才能得到。

由于她在出国前已经提前学习了织布这一技之长,所以她的第一份兼职是在织布厂做补布;后来还做过钟点清洁工,也派过传单,她以为派400份产品打折广告传单就能赚20澳元应该不难,结果当她自己背着沉重的背囊走在富人区Brighton的时候,才发现这里的房子和花园都很大,隔着五六十米才有一户人家,大部分邮箱还贴着不准派塞宣传单,她在风吹日晒雨淋里足足走了4天才派完这400份广告单,20澳元一点都不容易赚。

生活的艰难曾经一度让英佩感到非常迷茫和后悔,因为当年在深圳大学毕业后,其实可以找到很好的工作,也可以投入刚刚兴起的股票市场,轻松赚一笔根本不是难事,但是,既然已经选择了这条路,她只有要咬紧牙关走下去。

有舍亦有得

出国前,刘英佩申请的是墨尔本MONASH大学的MBA课程。在MBA正式开始前,刘英佩要到维多利亚高等教育中心办理学历认证,结果就在这个地方,改变了她的人生轨迹,她很偶然地看到一条信息:Morrabbin TAFE可以提供补助金学习电子工程,一年只需要1000澳元的学费,对比起MBA 6500的学费带来的经济压力,这实在是减轻太多,再加上,英佩在中国考大学时最心仪专业本就是工程,只是因为近千度近视的她无法通过体检选择工程课程。于是在经济压力和实现理想的双重推动下,英佩决定放弃MBA而转去TAFE读电子工程,下定决心的她马上参加考试,并且以满分考入。

在TAFE顺利毕业后,英佩因为成绩优秀得到2位系主任地大力推荐,考进了澳洲电讯研究所(即今日的TELSTRA),开始了两年的技工学徒生涯。作为当时在研究所里的唯一女性技工,又是亚洲人,当年有些白人同事还是有些歧视的,英佩一开始也是战战兢兢地,努力在工作中表现出自己也能干男人的活,操起电钻钻墙打洞拉线、调试仪器做实验、自己设计集成电路、电焊线路板等等考验动手能力的工作,她都能渐渐上手,由于听话聪明又细心,研究所的领导们都很满意。英佩回忆当年,觉得自己相对于许多留学生来说,已经是非常顺利了。在研究所,每个人都在各自近10平方米的办公室或实验室埋头研究澳洲未来5-10年的通讯技术,不需要进行复杂的人际交往,只要能及时完成研究项目就行,语言的短板在工作中就不太明显了。除此以外,研究所鼓励支持并报销学费让她在工作之余,到MONASH大学继续深造电子工程,每年她都能以全系第一获得额外的奖学金。所以她一直觉得这份工作像是量身定制那样符合她的性格和特长。

曾经因为生活艰难而萌生后悔念头的英佩,在澳洲生活逐渐步入正轨后回头再看,已经不再有后悔的念头了,因为如果留在深圳、广州,或许可以赚更多钱,但是没法转读工程专业,无法实现自己的梦想,而且她性格也不喜欢处理复杂的人际关系,这在经济管理工作中会是一个硬伤。现在一切都刚刚好。

有危就有机

然而,世上的路又怎会一直平坦顺畅呢?随着互联网的迅猛发展,研究所新技术的推动报批落实速度滞慢,让研究所在新技术呈几何级数涌现的时代逐渐跟不上步伐,最后Telstra在2006年1月关闭了这个有82年历史的研究所。

要在人才市场找工,在研究所工作了15年的英佩才突然发现自己研究的视频会议电话太超前了,自己引以为傲的技术在市场根本没有用武之地,何去何从彷徨不知。所幸研究所给面临离职的员工安排了12个小时的一对一应聘辅导,教会他们“把自己的所长与招聘公司所需的要求有目的有针对性地结合在一起”,告诫他们像大海撒网般地把简历发出去,是最无效的求职方法。教导他们应该把自己的简历当成原始数据的模版,然后对照每一份招聘启事,修改自己的简历,力求和雇主用共同的语言,发出的求职申请要有75%的面试通知,才叫一份成功的简历;面试后,再有75%的录用通知才算是一次成功的面试。

若不是有这一次的工作危机,未必能遇到如此专业的应聘指导。人,总以为自己是最了解自己的,其实并不然。英佩也在一再修改简历的过程中,不断对自己进行反思和解剖,才重新认识了自己,发现自己最大的卖点并不是15年的技术研究,而是各种在工作中学习和巩固的个人技能,比如沟通技巧、分析问题解决问题的能力等等这些无论在哪个公司哪个职位都需要的特长。在重新修正了自己的卖点后,机会也悄悄降临。2006年2月,在面试后,有好几家公司都发来了聘用通知,其中包括了澳洲人熟悉的互联网企业REA(Realestate.com.au买房卖房租房网络平台)。

在REA的面试中,她遇到的考核刚好是她在研究所自学的编程语言,于是她迅速地解决了问题,令面试官刮目相看,并且破例地同时进行本应下一步的复试。她觉得这家公司应该对自己是很满意的,而且当时REA刚上市不久有潜力,于是英佩最终选择了自己在研究所解散后的新公司:REA。

外行看热闹,内行看门道,从电子工程转去做IT,一般人以为都是一样的,但实际上是不同的,专业性需要更强,而且IT技术更新太快了,需要不断地自我学习、自我增值。就在英佩去REA上班的第三天下午快到下班的时候,经理突然过来说,有个产品出现了BUG,需要马上修复。刘英佩当时脑袋一轰,一个BUG涉及300多个文件,每个近1000多行,不知道从何入手去修。学霸总能在最紧张的时候想出办法,英佩迅速查询代码的关键字,在30分钟内搞定补丁,解决问题,产品马上出街。“回想以前在研究所做了15年才有产品可以出炉,现在半小时就可以直接出现在互联网了!”

英佩觉得新工作让她很有成就感,不知不觉,自己与这家公司共同成长了17年半,从2006年所在的IT部门只有22个人,自己是第11个被招进去的程序员,到现在IT部门已经超过七百人,变身成为完全不一样的公司了。刚加入REA时,每个程序员对着两台电脑埋头苦干极少交流,到现在公司更注重团队合作一体化。

随着在公司的年资渐长,总有上司建议已是资深员工的英佩去做一个团队领头人,但是她总认为自己是技术型选手,不善于人事,一再拒绝了多次;直到看着自己带出来的新人也一个个开始带领团队,她突然想通了,人与事总不能隔绝的,公司如此大,自己应该有担当地尝试,同时可以把自己曾经走过的弯路,得到的经验与大家分享。

在学习带领团队的过程中,英佩觉得自己又进入了一个新的领域学习,做技术和管人事是完全不一样的,技术大多数情况下比较直接、好坏对错比较清晰,一个团队里每个人都是独立的个体,领队不能凭各自的性格思维喜好迥异来简单地评判他人。做一个领队其实是很孤单的,因为大多数时候队员们都等着你的决策。作为领队首先要建立团队的文化和工作氛围,上司和外人对你的团队的印象和看法很大程度取决于领头人的带队能力;其次就是建立团队的凝聚力和互相帮助互相信任的人际关系,让大家都能更自由地发挥自己的能力特长,更舒服更自信地工作。当手下的人犯错了,领队要保护队员,自己主动背上责任,让自己成为一个避风港让队员有信心地去尝新、犯错,为他们开拓成长的空间。当队员成长了,团队才会进步。

(这是英佩在调离www.realcommerical.com.au团队时,大家送给她的礼物,一件写着“You can’t spell Commercial without Carol”,可见大家对她工作的肯定)

当一名领队人的精神压力,一度让英佩寝食难安,直接影响到她的正职工作,所幸她的大团队上司站出来支持帮助她,也用自身的经历将经验传授。拨开云雾后,刘英佩回头顿悟到,工作中的矛盾和问题反而让自己学习成长得更快,当你遇到问题时不要偏执,不要光是看到困难和不愉快的一面,一条路走不下去就要暂停,换路径;团队中的每个人都不一样,根据不同的员工特点来安排他们的工作,才会事半功倍,让每个人都有学习和成长的机会,这样团队才容易产生凝聚力。就这样,她把一个个新人带进了公司,又在团队中照顾引导着一批批员工成长,已经成为了公司中交口称赞的杰出员工和优秀领队。

(这是英佩带领一个新团队花了7个月的时间从零开始搭建spacely.com.au网站,拓展REA公司的业务范围)

回望在澳洲土地上奋斗的三十多年,英佩觉得自己收获最大的就是——独立和自我成长。人总不可能一帆风顺,人生路上总有起伏,人生的选择也没有绝对的好坏与对错,就如不同的路径能够领略到不同的风景,不同的选择会带来不同的体验,所以不必和别人对比来给自己加压。每个人的一生其实就是在不断地去犯错、跌倒, 这样才是真实的人生。我们能做的就是不断地调整自己的思维和心态,把每次导致失败的拦路石看成是踏脚石,这样才容易在在不如意的时候冷静地找出办法,改变现状。试试把下面的图片倒过来看,你会发现在不如意的时候冷静地找出办法,是可以改变现状的。

英佩最希望自己的经历能够帮助鼓励到一些新移民或者来留学的校友,她还透露,他们公司每年都会招聘毕业生,有机会还可以内部推荐小师弟小师妹;不仅如此,如果有女性想改变职场计划转做IT,还可以参加专门为女性提供的跳板计划,刘英佩表示,她带过的队伍中,有各行各业的转业者,包括药剂师,银行,会计,公关销售等等,里面有好几个还是从中国来的,英佩希望能尽自己最大的能力帮助女性们在男性主导的IT行业里转行成功。

“希望每一个人在人生的旅途中都不被打击倒退(bounce back),反而逆流而上(bounce forward)!”有如徐小凤的经典名曲《顺流逆流》中唱到的,不相信未作牺牲竟先可拥有,只相信是靠双手找到我欲求,每一串泪水换每一个成就,从来得失我睇透!

Bookkeeping Basics for Small Business Owners: Everything You Need to Start Doing Your Own Bookkeeping Bench Accounting

2023年11月14日 0 comments admin

bookkeeping tips for small business

One of the best things you can do to ensure your books balance properly is to follow the three golden bookkeeping rules. Then categorize your expenses into different categories, start estimating your expected revenue for the upcoming period, and allocate your expenses accordingly. A lot goes into it—from managing payables and receivables to balancing books. But what might seem like an overwhelming task isn’t so bad when you break it down to the bookkeeping basics.

Understand the Income Statements and Balance Sheets

The double entry method leaves less room for error, making it the better choice for balancing complex books. With the help of cloud accounting software for small-business bookkeeping, you can pretty much automate the process. It’s also possible to link your cloud accounting software to other financial programs that your business uses, like your online banking or mobile payment apps.

Budget for taxes

You’ll analyze your financial documents to get key insights into your business’s health, which will help you make smart business decisions going forward. Your cash flow statement shows how money moved into and out of your business in what is a lookback period form 941 and form 944 a given period. It lets you know if your business is making money at a healthy pace, or if you might be struggling to stay afloat soon. The double-entry bookkeeping method, on the other hand, is usually used by businesses that want to expand or do need more nuanced reporting. Single-entry bookkeeping is simpler, and is usually used by businesses with few or no employees, minimal plans to scale, and no need for in-depth financial reporting.

When you keep detailed, organized records of your business transactions, tax season suddenly won’t feel like such a daunting chore. By being proactive with your bookkeeping, you’ll save your small business time when it comes to taxes. Simply turn your financial statements over to your CPA or other tax filings expert, and let them handle the rest.

Balance your books

  1. Plus, you can ensure your payroll account has enough money even if the primary account suffers.
  2. Best of all, it doesn’t feel like work when it’s part of your small business bookkeeping routine.
  3. It’s important to understand the trajectories and trends so you can learn how to make better-informed business decisions in the future.

Maintaining bookkeeping tasks is essential for the stability and success of small businesses. With so many moving pieces (including assets and liabilities, and income and expenses), small business owners must stay on top of it all. Accountants rely on bookkeeping records to analyze and advise on the financial activity, health, and growth potential of a business. Every financial transaction should have a line item in the general ledger, which tracks everything in one place. The general ledger notates the account number to which the debit or credit is applied.

Accounting software

Since good record keeping relies on accurate expense tracking, it’s important to monitor all transactions, keep receipts, and watch business credit card activity. Many bookkeeping software options automate the tracking process to eliminate errors. The accrual-based accounting method works better with double-entry bookkeeping, so it’s best for more complex business structures or businesses that keep inventory or sell goods. You record transactions as soon as they’re invoiced or billed, even if the money isn’t in your metaphorical pockets yet. Accrual accounting provides a more accurate picture of a business’s financial health than cash accounting, as it considers all of the financial transactions for a given period. This accounting method is useful for businesses with inventory or accounts payable and receivable.

These days, you’ve got three options when it comes to bookkeeping tools. The IRS also has pretty stringent recordkeeping requirements for any deductions you claim, so having your books in order can remove a huge layer of stress if you ever get audited. This content has been made available for informational purposes only. Learners are advised to conduct additional research to ensure that courses and other credentials pursued meet their personal, professional, and financial goals. The steps below will walk you through actionable steps you can take to manage your small business’s finances effectively. Unless you’re dying to break out adding machines and slide rules, feel free to take advantage of the many bookkeeping apps and software on the market.

bookkeeping tips for small business

We’ll also give you easy-to-use software to produce financial statements, keep track of your daily expenses, and help make tax time a breeze. Using the accrual accounting method, you record income when you bill your customers, in the form of accounts receivable (even if they don’t pay you for a few months). Same goes for expenses, which you record when you’re billed in the form of accounts payable. To track your business’s financial health, having a bookkeeping system can help you stay organized and aware of where you stand each week and month.

8 Bookkeeping Tips to Simplify Small Business Financials Bench Accounting

2023年11月10日 0 comments admin

bookkeeping tips for small business

Manual bookkeeping is the “traditional” way of preparing and documenting your business’ financial records. The manual method can work if you prefer a hands-on approach, but it can also be time consuming, and it leaves more room for human error. If you run a start-up you can save time by recording all transactions as they come up.

bookkeeping tips for small business

If you need to borrow money from someone other than friends and family, you’ll need to have your books together. Doing so lets you produce financial statements, which are often a prerequisite for getting a business loan, a line of credit from a bank, or seed investment. If you’re using accounting software, financial reports might be automatically generated. If someone on your staff or an outside accountant prepares the report, review it for accuracy and keep apprised of your financial standing. As a business owner, you’re responsible for recording every expense paid from your business account. No matter the payment method used, each transaction must be recorded with the date, amount, and purpose.

You can look back, see patterns, and even draw comparisons with previous business years. Bookkeeping allows you to have a greater understanding of the areas within your business where you can trim costs. Efficient bookkeeping involves foresight, meaning that a business should always plan for upcoming financial events, including tax time. Good preparation and documentation are critical for paying taxes (including payroll taxes) on time. When hiring external team members, keep in mind that some of the responsibility still falls to you as the proprietor. Though often confused for each other, there are key differences between bookkeeping and accounting.

Look at the item in question and determine what account it belongs to. For example, when money comes from a sale, it will credit the sales revenue account. Making sure transactions are properly assigned to accounts gives you the best view of your business and helps you extract the most helpful reports from your bookkeeping software. At the end of every pay period, the bookkeeper will accumulate employee payroll details that include hours worked and rates.

Accounting Services

Your goal in bookkeeping is to keep the most accurately detailed account of business financials. To do so, you must factor in the historical cost of certain items. Determining the historical cost of something you’ve purchased or acquired is merely accounting for the purchase or acquisition at the then-rate you paid. GAAP stands for Generally Accepted Accounting Principles, which are the best methods you can use to track and manage your business financials. These are methods used by most people in the accounting profession, so if your bookkeeping is ever questioned, your methods will be accepted by others. In the cash method of accounting, you record the transaction only when the money has actually changed hands.

  1. If you don’t carry a receipt book with you everywhere you go, you can always rely on technology.
  2. QuickBooks cloud accounting software also has options for payroll, expense tracking, and inventory.
  3. You can further analyze your balance sheet and get insight into your business using financial ratios.
  4. However, you don’t actually pay the fee until you’ve received the parts, in February.
  5. No matter the payment method used, each transaction must be recorded with the date, amount, and purpose.
  6. This type of account is designed for everyday use and allows businesses to make unlimited deposits and withdrawals.

Use that day to enter any missing transactions, reconcile bank statements, review your financial statements from the last month and make any major changes to your accounting or bookkeeping. When running a small business, it’s essential to track cash flow and have the ability to cover unexpected expenses. Unless you’re using a bookkeeping service to alert you when a problem arises, you’ll need to track your income and revenue closely. This can be challenging with the other commitments of operating a small business.

Outsourcing to a professional

There’s good news for business owners who want to simplify doing their books. Business owners who don’t want the burden of data entry can hire an online bookkeeping service. These services are a cost-effective way to tackle the day-to-day bookkeeping so that business owners can focus on what they do best, operating the business. For business owners who don’t mind doing the data entry, accounting software helps to rethinking activity simplify the process. You no longer need to worry about entering the double-entry data into two accounts. Using the data you gain from keeping a ledger, your next step will be to generate and prepare financial reports for analysis.

Sending Invoices

If your business incorporates brick-and-mortar sales with online sales, payroll will be different between the two. To analyze which type of sales amount to the largest profit for your company, you must segregate in-person sales from online sales. When creating the company’s balance sheet, the FIFO method of valuation offers costs that most closely resemble the costs most recently incurred. The accrual method is a bit more difficult, in that your bank statements might not reflect the amounts on your income sheet.

Easy-To-Use Platform

Selecting reliable cloud accounting software is vital for efficient and secure bookkeeping. These tools offer significant advantages over traditional methods. As a responsible small business owner or bookkeeper, you should be aware of your company’s revenue streams. Proper financial records make it easier for you to analyze the financial state of your firm and determine areas that need improvement. As businesses grow, it becomes easier to let small activities slip.

How to Receive Cryptocurrency Payments in Binance Pay?

2023年11月9日 0 comments admin

If they intended to send only 8,000 satoshis, they still need to spend 10,000 satoshis in the new transaction, then send 2,000 satoshis back to an address that belongs to https://www.xcritical.com/ them. Additionally, miners are awarded the fees paid by users sending transactions. The fee is an incentive for the miner to include the transaction in their block. Their computers bundle the transactions of the past 10 minutes into a new transaction block. Each block includes a ‘coinbase’ transaction that pays out 50 bitcoins to the winning miner — in this case, Gary. A new address is created in Gary’s wallet with the balance of newly minted bitcoins.

ETH and ERC-20 Stablecoin Payouts are Here!

You can also work with your e-commerce platform to download a specific plug-in for accepting crypto. If you’re using a crypto wallet, you may be able to hardcode this checkout option into your site. For small businesses, accepting popular types of crypto, like Bitcoin, can potentially open a whole new customer base and help increase Smart contract sales. But first, it’s important to have a strong understanding of what crypto is, how it works, and how to potentially start receiving Bitcoins for your business. Now, anyone with your public address can send you cryptocurrency. A sender may sometimes give you the transaction ID as a courtesy.

How do I get a Bitcoin address?

Nothing contained herein shall constitute a solicitation, recommendation, endorsement, or offer by Crypto.com to invest, buy, or sell any coins, tokens, or other crypto assets. Returns on the buying and selling of crypto assets may be subject to tax, including capital gains tax, in your send and receive crypto jurisdiction. This comprehensive guide shows how to pay online with cryptocurrency usingvarious methods like Crypto.com Pay and other crypto payment solutions.

How do I receive crypto payments

How to Securely Receive Bitcoin & Crypto Payments to Your Wallet

Those who do will generally use point-of-sale hardware linked to a payment service provider. You’ll often see signs on the doors, windows, or at the cash register announcing which crypto is accepted. A regulated cryptocurrency exchange will let you exchange fiat money for cryptocurrency. It will also give you some extra features if you need them, such as storing your private keys or helping you with technical issues.

How do I receive crypto payments

  • Note that some payment processors, like PayPal, may directly convert cryptocurrencies into USD, meaning you won’t receive Bitcoin directly, but the equivalent amount in USD.
  • Crypto.com may not offer certain products, features and/or services on the Crypto.com App in certain jurisdictions due to potential or actual regulatory restrictions.
  • For these reasons, it’s important to know the advantages and disadvantages of payment gateways so that you can decide how you want to accept digital currency payments.
  • Some recommend setting up multiple wallets and practicing sending transactions back and forth to yourself.

When Bob creates a new address, what he’s really doing is generating a ‘cryptographic key pair’, composed of a private key (which only the user knows) and a public key (which is known to anyone). In many countries, it is legal to use cryptocurrency to pay for goods and services if the business or government accepts it. There are some countries that do not allow transactions in crypto, so make sure to check the laws of your country before paying in cryptocurrency. One of the primary reasons cryptocurrencies were developed was to be used as anonymous payments.

Select the cryptocurrency you want to receive and enter the amount you want to receive. The system will generate a unique QR code based on the cryptocurrency you chose. Simply send this QR code to the other party to receive cryptocurrency payment. By nature, cryptocurrency is designed to be decentralized and anonymous. However, some merchants might not be comfortable accepting payment in digital currency; they might not understand how any of it works or be skeptical about the system.

Instead of paying exchange fees to buy crypto and then paying another miner fee to send crypto, senders pay one low flat fee based on the amount of crypto being sent. Your wallet doesn’t actually store crypto; it holds the keys you need to access them—these are your private keys. Your wallet has an address used in transactions; it acts like an email address to send and receive payments. Paying online with cryptocurrency has never been a more user-friendly and seamless experience than it is today, thanks to innovative solutions like Crypto.com Pay.

Offer your employees the unique benefits of being paid in crypto. Crypto is considered volatile because its value can fluctuate frequently. So if someone receives crypto on a certain date, their currency could be worth significantly less — or more — the next day. After the payment is completed, the funds will be credited to your Funding Wallet. Learn more about crypto with our cryptocurrency vocabulary glossary. BitPay initiates a bank settlement to you the next business day.

Wallet addresses are used to direct funds, similar to how mailing addresses are used to ensure letters and packages end up at the right place. Coinbase, a cryptocurrency exchange based in the U.S.—and regulated by the government—has a payment service called Coinbase Commerce. It’s natural to be skeptical of something new, especially when it involves money and finances. Cryptocurrency payment gateways are not mandatory or necessary for digital currency transactions. However, they remove much of the anxiety, confusion, disinformation, and speculation that can come from a decentralized and unregulated source of value. Crypto, short for cryptocurrency, is a form of currency that exists only in the digital space and is transmitted from one computer to another.

You may also want to make a purchase with crypto or send crypto to someone else. Likewise, you could also be the recipient of a gift, airdrop, or payment. Cryptocurrency payments have gained significant popularity in many parts of the world. Senders will pay a low percentage based fee based on the total transaction amount. Transaction fees are often much lower than that of traditional payout and payroll rails. Since its development, hundreds of BitPay employees enjoy receiving partial pay, bonuses and matching benefits all in their preferred cryptocurrency.

The public key allows anyone to verify that a message signed with the private key is valid. Blockchain technology enables fast, secure and efficient remittance across borders. Sending Bitcoin or other cryptocurrency is faster and cheaper than traditional payment rails and doesn’t require any bank or institution. A crypto payout, also known as crypto remittance and crypto disbursement, is a payment made from one party to another using cryptocurrency and blockchain technology.

Practically every wallet app will have a “share address” function in some way or another. In the BitPay app, you can do this by tapping the “Receive” icon on the home screen, then tapping into the wallet where you want to receive your funds. Your address will be shown, in addition to alternative sharing methods available for that wallet. To get a Bitcoin address, you need to create or set up a crypto wallet.

The IRS considers realized gains on cryptocurrency held longer than one year as capital gains, and they are taxed as such. Realized gains on cryptocurrency held less than one year are taxed as regular income. If you don’t keep detailed records of your transaction activity, you might report gains or losses inaccurately or not at all. This can create issues for you, as the IRS says it uses advanced methods to track cryptocurrency transactions to ensure compliance. While not necessary for transactions, a Web3 username is a unique identifier you choose that can be used instead of your wallet address.

And the good news is that once you’ve mastered sending and receiving bitcoin, the process is essentially the same for all other cryptocurrencies. Send Bitcoin, Ethereum and other crypto payments to employees, affiliates, customers and vendors globally. Enjoy all the perks of blockchain payments without having to buy and hold crypto. Receiving payments to your wallet is an essential part of living on cryptocurrency. Learn how to securely receive Bitcoin and other crypto payments with a self-custody wallet in our quick guide.

校友专访第二期之李伟恒

2023年10月10日 0 comments admin

李伟恒 Robert ‐‐‐从蛊惑仔到牧师

李伟恒 Robert,是 84 届的校友,他的人生经历比常人多了不少坎坷甚至有些要在电影里才能看到的紧张的情节,曲折的命运,未曾想象到的结局,都真实地发生在他身上,让人不禁感叹:人生如戏,戏如人生。李伟恒的祖籍在广东从化,父亲是铁路南站的装卸工,母亲在五金家具厂工作,家里有七个姐姐。

(出国前与父母的合照)

作为家里唯一的男丁,李伟恒肩负着父母的期望,而他也很争气,小学升中的时候,恰好遇上需要通过考试选拔才能进入重点中学的第一年,他成功考入了广州二中,开启了中学生活。

(二中初中合照,前排右三)

在二中的三年里,李伟恒最难以忘怀的是和同学们一起踢足球的欢乐时光。虽然当时的二中没有标准的足球场,他们充分利用两个篮球场来踢球,挥洒汗水,享受运动。李伟恒印象最深的老师,正是体育科杜其寿老师(绰号‘杜鲁⻔’),“因为杜老师总是那么和蔼可亲”;二中留给他的深刻印象就是校⻛非常好,学生们专心致志地学习,很少有早恋现象。

初中毕业后,尽管有机会考入二中高中,但是李伟恒却选择了报考电子职中,因为他希望早点找到工作,帮助减轻家庭负担。在职中的三年里,他仍然经常回到二中踢足球,仿佛从未真正离开过母校。

在职中毕业时,命运依然给了他偏爱——恰逢广州海关第一次对外招生,李伟恒顺利成功地考入这个令人羡慕的部⻔。

(85 年海关干部学院毕业照片)

然而,当他想要进一步深造,报考上海海关学院时,李伟恒发现没有家庭背景的人几乎不可能被推荐,这让他意识到将来很难再有晋升机会。上帝关上了⻔,也在某处打开一扇窗,正是在这个时候,他的好友⻩广源(清泉街小学及二中的同学)向他提及当时正流行的澳洲留学⻛潮,激发了他的憧憬。

李伟恒拿着家里艰难借来的几千元澳币,于 1988 年来到了澳洲,落脚后,他先到墨尔本住在他朋友的姑姑家,然后就开始积极找工作。在他起早摸黑地努力工作了半年后,李伟恒还清所欠的债务,然后再启程前往悉尼的语言学校报到。

在悉尼的他,由于英语水平有限,工作和生活不那么的顺利——有一次在酒吧应聘时,当经理发现他的英语不行时,李伟恒机智地说:“你认识 Bruce Lee(李小⻰)吗?Robert 是他弟弟,我就是 Robert。” 这番话引起了经理的兴趣,让他表演一套拳术。身高 1 米 78 的李伟恒耍得有模有样,成功获得了侍应职位。为了生计,李伟恒除了晚上在酒吧工作,白天还在中央火⻋站附近摆摊卖热狗,不时遇到一些无赖不付钱而打架,被打得鼻⻘脸肿。为了保护自己,他逐渐结识了一些黑社会的兄弟,并在地下赌场里工作,然而,这也让他的命运之路悄悄出现了偏差。

(1988 年在中央火⻋站卖热狗)

李伟恒熬了一段时日,终于在 1989 年获得了移⺠大赦政策下的澳洲公⺠身份,但是没想到的是,从那时起,他却突然失去了奋斗的目标,找不到继续前行的方向和意义。在那段茫然的时光里,李伟恒渐渐沉迷于赌博,将辛苦赚来的钱输得精光,同时也欠下巨额赌债。为了赚快钱偿还赌债,他在泥潭中越陷越深,竟然开始涉足贩毒,过着刀口舔血的生活却又难以自拔。直到 2000 年,悉尼为迎接奥运会进行了黑社会清剿行动。在一次运毒过程中,李伟恒被 8 辆警⻋包围,面临着丧命的危险,恐惧和各种念头涌上心头,直到⻋被撞翻。被警方抓捕后,他被判刑十年,六年不得保释,并在离悉尼 210 公里的 Bathurst 监狱服刑。

(在监狱里与信徒的合照)

在狱中的最初时光里,李伟恒感到极度沮丧和无助,看不到任何出路,他继续赌博,试图麻醉自己。然而,有一次,他惊奇地发现一个狱友戒了赌瘾,主动询问原因时,狱友告诉他,自己信仰了耶稣,感到非常快乐,不再沉溺于赌博。

这激起了李伟恒的好奇心,因为他的内心也很想戒赌,于是他申请加入了教会。当他第一次从监狱里经过重重铁⻔终于走向小教堂时,感受到了久违的自由的味道,当听到圣歌《奇异恩典》时,他不知道为何原因,泪如泉涌。

之后,当地的华人教会信徒常常前来探望他,让李伟恒在与外界隔绝的监狱中感到温暖。慢慢醒悟过来的李伟恒认识到曾经是海关缉私执法者的自己,却走上了犯罪道路,是多么的不应该,于是他在一次悔改中跪地向耶稣认罪。李伟恒回忆,“当听到主的声音宽恕他时,自己的心灵瞬间得到释放,体验到了真正的自由和喜乐”。

(2019 年与好友⻩广源在阿德雷德相聚)

在狱中的岁月里,李伟恒的好友⻩广源和其他朋友不时在周末从悉尼开⻋两百多公里来探望他,给予了他许多鼓励和支持。2004 年,李伟恒在狱中接受了洗礼,成为了一名真正的基督徒,命运从此发生了大转变。

2006 年,李伟恒获得假释后,凭借他在狱中学到的焊接技术,在工厂做焊工,平时利用闲暇时间,努力四处传扬耶稣的爱,身边的朋友看到他为人善良,又乐于助人,就热心为他介绍女朋友,因此认识了也是基督徒的 Maggie,两人交往三年后幸福地走入婚姻殿堂。

(2009 年在教堂举行婚礼)

婚后不久,Maggie 怀孕了。当夫妇俩充满喜悦地准备迎接新生命时,却在产前检查中得知宝宝患有先天性的心脏疾病。这一打击让李伟恒再次感到彷徨。

2011 年,他做出了一项重大决定——全职投身神学学习,立志成为一名传道人,他也希望通过自己的信仰,能够拯救他们的女儿。

在李伟恒进行神学第一学期考试的前一天,他的女儿念恩Grace被主接走回天家(离世),李伟恒深信这正是⻅证了女儿是带着使命来到人世间,把父亲引进神学院读书,并陪伴着读书学习了整整三个月。

李伟恒感恩他选择了正确的道路,他决定全身心地投入到神学学位的攻读中,逐渐提高了他的英语水平。他于 2019 年获取硕士学位,并成为浸信会按立牧师 。

自从成为传道人后,李伟恒变得非常积极、乐观,充满了对生活的热爱。他以极大的耐心和爱心帮助和影响身边的人,包括家人和朋友。他的父母也看到了儿子的性格和生活习惯发生了巨大的改变,于是他们也都成为基督徒,离世后葬在广州基督教坟场。

李伟恒希望自己的信仰和转变能影响和帮助更多人,他不但在澳洲传道,他还多次到广州,深圳和东莞戒毒中心讲道,讲述自己的亲身经历——从海关执法人,到澳洲的艰辛拼搏却误入歧途,再到最低谷时敢于打开心⻔,接受帮助,认罪悔改,重新开始崭新的生活道路。他的真实故事鼓舞着许多人从生活的困境中获得力量,重新振作起来,朝着目标前进。

(在深圳福音戒毒中心讲道)

经历过人生的跌宕起伏的李伟恒,同样希望给广州二中的校友,尤其是刚来澳洲的学弟学妹们一些肺腑之言,要明确目标,不忘初衷,同时学会真正享受拥有的一切并心存感恩。一转眼四十载已⻜逝,李伟恒依然感恩母校对他的培养之恩,难忘在二中球场上的快乐⻘葱岁月,更珍惜那份真挚的同窗友情,即使身在澳洲,这份友情如故,彼此互相扶持与鼓励,情谊愈发珍贵。在年底时间,李伟恒只要有机会,就会回国参加校庆,还会上场加入校际足球友谊赛等活动,表达他对广州二中和義忠仁同学的深厚感情。

(校庆中与刘碧露校⻓合照)

(相识 30 多年的二中老球友合照)

(1991 年四位二中好友在悉尼的合照)

(2019 年‐ 28 年后四位好友在阿德雷德合照)

通过李伟恒校友的故事,我们看到了一个人从人生低谷重新崛起的勇气和坚韧,以及通过信仰和不懈努力,如何找到真正的自由和意义。他的经历激励着我们,在生活中不管遇到多大的困难,只要有信仰、坚持和决心,都能够迎难而上,开创崭新的人生道路。

(与球友的合照,右二是李伟恒与 Maggie 夫妇)

“月”来“月”好,乐享中秋

2023年10月2日 0 comments admin
You need to add a widget, row, or prebuilt layout before you’ll see anything here. 🙂

广州二中澳洲校友会中秋聚会

中秋,不但寄托着人们对故乡的思念与亲人的牵挂;也饱含着大家对国泰民安与岁月静好生活的热爱与美好祝愿。与此同时,中秋佳节也凝聚着共同的华夏精神,促进着不同年代华人们对中国传统文化的认同与传承。9月24日,澳洲各地的二中校友们带着家人们欢聚一堂,共同庆贺这个对于中华民族意义深远的传统佳节。

美食无国界

这次悉尼分会在户外公园的中秋聚会实现了澳洲本土饮食文化BBQ与国内烤串的完美结合。感谢流着汗忍受油烟为各位制作美味烤串的校友与校友家属们。

A group of men standing around a barbeque

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许多校友们也带上了粤式美味或自己的拿手好菜与大家一起分享—-皮蛋瘦肉粥、红白萝卜咸酸、蔬菜沙拉、酱油鸡、古早味蛋糕、红豆沙糖水、茶叶蛋和艾饼等等。

千里共婵娟

位于悉尼、布里斯班和珀斯的校友们在事先约定好的时间段里进行了连线互动,共庆佳节。身处同一片蓝天下,各位校友互相送上温暖的问候与祝福。

江山代有人才出

这次的活动不但见到了许多一直以来非常支持校友会活动的二中校友们,也出现了许多的“二二代”与“二三代”的新面孔。看到这份同为“义忠仁”的校友情义与情怀于异国他乡落地发芽,在一代一代间传承下去,一种打心底的自豪与幸福感油然而生。

黄小蔓校友的儿子Taron为各位校友献上了用中国传统乐器笛子演奏的《彩云追月》和《月亮代表我的心》两首经典名曲。

A person playing a flute

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张嘉欣校友用尤克里里伴奏,和最新加入校友会的15届伍清愉小师妹一起弹唱Beyond的《真的爱你》。熟悉的旋律让各位校友都忍不住跟着和唱。“是你多么温馨的目光,教我坚毅望着前路,叮嘱我跌倒不应放弃”——不知道各位校友哼唱这段歌词的时候,脑海里浮现的是自己的妈妈、大家的母校二中亦或是我们的祖国母亲呢?

吴春玲会长的女儿Kristina为大家准备了气氛热烈和青春洋溢的K-pop表演《Feel special by twice》。在场的校友们无一不跟着节奏一起摇摆,仿佛集体年轻了10-20年。

传统文化 代代相传

中秋节源自天象崇拜,于汉代被普及–汉代文献《周礼》中“中秋”一词成为现存最早的文字记载。中秋节自古便有吃月饼、看花灯等民俗。为了校友们的下一代在澳大利亚也能感受到我们的传统文化,理事会提前准备了丰富多彩的传统项目——

猜灯谜

“十五的月亮—猜一个四字成语”、“半个月亮——猜一字”等灯谜和充满节日气氛的中秋灯笼一起悬挂在场地两侧,等待各位二中校友揭开谜底和领取丰富的奖品。

A group of people standing on grass with banners from a line

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飞花令

到场参加活动的悉尼校友们分为两组,轮流说出带有“月”字的诗词来比赛应节。感谢被校友们尊称为“诗人”的Wendy校友为比赛担任裁判。

投壶

投壶是中国古代士大夫宴饮时的一种助兴游戏,盛行于战国及唐朝。这次的中秋聚会的游园活动里也完美复刻了投壶这一项传统活动的精髓–

A group of people standing around a table with food

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灯笼制作

理事会提前在国内采购了精致的中秋灯笼,让到场的大朋友小朋友们有机会制作属于自己的小灯笼。

A collage of a child making a dream catcher

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冰皮月饼制作

场地里最受老中青三代欢迎的项目当属由黄小蔓校友负责的冰皮月饼档了,提前精心准备的芝麻馅、红豆馅、绿色冰皮和粉红色冰皮颜值味道俱佳,让我们看看现场的照片一起来感受一下吧!

A group of people outside

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A child holding a flower

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游园兑奖

丰富的游园活动伴随着丰富诱人的应节奖品–蜂蜜、中秋灯笼、月饼及美酒等,祝愿我们的校友阖家甜蜜幸福。

天涯共此时

月光所致,家国同辉。广州二中澳洲校友理事会谨代表所有澳洲校友们祝愿世界各地的校友们节日快乐,阖家幸福,平安喜乐!

Motion Worth Live Right Now 11 Dec 2024 Why Movement Value Is Up By Zero 95% At Present Et Markets

2023年9月14日 0 comments admin

Many exchanges have been hacked, sometimes dropping large quantities of currency. This refers to the retention that a platform has of a customer’s information, corresponding to Prime Brokerage their private keys or transaction historical past by means of a steadiness sheet instead of through the blockchain. Past performance is not a guarantee or predictor of future performance.

Meaning of A Cryptocurrency Exchange

Issues To Verify Before Choosing A Crypto Exchange

A qualified professional must be consulted prior to creating monetary decisions. Market sentiment in the cryptocurrency realm reflects the feelings and attitudes of market participants, influences shopping for and selling choices, and infrequently drives volatility. Exchange-traded funds (ETFs) observe the efficiency of an underlying asset and supply diversified publicity to various https://www.xcritical.in/ belongings, providing better accessibility, transparency, and cost-efficiency for merchants. Before you even go so far as to create an account or connect your pockets, take time to analysis the change you’re contemplating completely. For centralized exchanges, check the Financial Crimes Enforcement Network system or your country’s equal. This will give extra details on what it’s registered as, similar to a money services enterprise or cash transmitter.

Do Crypto Exchanges Cost Charges From Their Users?

I’ll use an instance to point out best crypto in uk you how it works utilizing the Bitcoin community. DigiCash and Cybercash were each attempts to create a digital money system. They each had a variety of the seven things needed to be thought-about a cryptocurrency, but neither had all of them. Making deposits and withdrawals comes at a value, depending on the fee method chosen to transfer funds.

  • In comparability with traditional exchanges, which are centralised entities, cryptocurrency exchanges can both be a centralised trade (CEX) or a decentralised trade (DEX).
  • When considering cryptocurrency change rankings, though, both of these varieties of companies (exchanges and brokerages) are often simply thrown underneath the umbrella term – change.
  • Yet on the same time, understanding the fundamentals and the trade-offs of various consensus mechanisms is necessary.
  • As per an article by Bloomberg, cryptocurrency exchanges in Hong Kong will quickly be regulated under a licensing system.
  • In many rising economies, there is a lack of available skills to build and maintain these instruments.

Why Are Costs Of Crypto Different On Different Exchanges?

Last week, in a victory for the crypto industry, Trump mentioned he would appoint the venture capitalist David Sacks, an business ally, as his “White House A.I. & Crypto Czar.” Sacks has for years argued towards debanking, including telling The Free Press in 2022 that his former company, PayPal, is wrong to ban extremists. Trump has additionally stated he’ll nominate Paul Atkins, a longtime crypto advocate, to be chair of the Securities and Exchange Commission. For instance, the IMF’s Financial Sector Assessment Program, or “FSAP,” began pilot workout routines in 2018 to cover fintech and crypto belongings points.

What’s The Distinction Between A Crypto Dealer And An Exchange?

Imagine them as on-line marketplaces connecting buyers and sellers of digital belongings like Bitcoin, Ethereum, or Dogecoin. If you’re excited about shopping for or selling crypto in the U.S., enrolling on a crypto exchange is step one. This typically includes registering and finishing a KYC (Know-Your-Customer) verification course of. Once verified, you’ll have the ability to deposit funds (Indian Rupees or other digital currencies) and start buying and selling. Centralized crypto exchanges (CEXs) act like middlemen in crypto trading, just like stock exchanges for digital belongings.

Meaning of A Cryptocurrency Exchange

Over the previous a quantity of years, reviewing crypto regulation has been a part of our monetary sector assessments for Hong Kong, Ireland, Singapore, Switzerland, and the United States. Some of the assessments include a wider examination bearing in mind different financial know-how elements. Moreover, expanded use of crypto assets also requires adjustments to central financial institution reserve holdings and the global monetary security internet, resulting in potential further instability. The speedy progress of stablecoins denominated in foreign forex exchange in lots of emerging economies requires a cautious understanding of dangers.

This transfer aims to enhance investor protection and prevent money laundering and terrorism financing. The tips will cowl matters such as custody and security of cryptocurrencies, market manipulation, and danger administration. In layman’s phrases, a cryptocurrency change is a place the place you meet and trade cryptocurrencies with one other person. The trade platform (i.e. Binance) acts as a intermediary – it connects you (your supply or request) with that other particular person (the seller or the buyer). With a brokerage, nevertheless, there isn’t any “other particular person” – you come and change your crypto coins or fiat cash with the platform in query, without the interference of any third celebration. When considering cryptocurrency trade rankings, though, both of most of these companies (exchanges and brokerages) are usually just thrown beneath the umbrella term – exchange.

Additionally, Trump spoke of additional growing the bitcoin mining business in the united states, claiming that he’d wish to see each bitcoin made in America. Bitcoin mining shares such as Marathon Digital (MARA), Riot Platforms (RIOT), Hut8 (HUT) and CleanSpark (CLSK) rose Wednesday. It’s an allegation that varied federal regulatory businesses reject as untrue. The Office of the Comptroller of the Currency, which charters and supervises all nationwide banks, mentioned that it expects banks to assess the dangers of their customers on a case-by-case basis. Musk mentioned on X that debanking is an instance of “how evil the federal government has been” and that it must be a federal crime if it’s politically motivated.

A centralized exchange, for instance, is the most well-liked way to trade cryptocurrencies. Some of the most important centralized exchanges embrace Coinbase, Kraken, and Binance. Cryptocurrencies could be purchased via crypto exchanges, such as Coinbase. They supply the ability to trade some of the most popular cryptocurrencies, including Bitcoin, Ethereum and Dogecoin. You’ll need to examine to see if your trade supports the proper crypto pairing you need to make a purchase.

One can do trades in cryptocurrencies only via crypto exchanges or crypto e-brokerage corporations. The concern has been effervescent since final yr, and it’s not only the crypto industry that’s complaining about getting reduce off from banking companies. In the interview with Rogan, Andreessen didn’t present examples or proof of crypto-related debanking. Still, his remark prompted others to share private stories about shedding entry to banking providers with no rationalization and regardless of having good credit score. While crypto markets do not currently pose a risk to monetary stability in most jurisdictions, adoption of crypto belongings tends to be higher in emerging markets and low-income jurisdictions. Depending on the crypto buying and selling platform, you presumably can have entry to completely different cryptocurrencies and markets, which lets you build a diversified portfolio and react flexibly to market movements.

The forex stays safe because of a fancy strategy of safeguarding known as cryptography, which is the place cryptocurrency gets its name. DEXs are greatest for traders trying to swap from one digital asset to another and not well fitted to someone looking to buy or promote digital assets with fiat foreign money, known as on and off-ramping. It makes them much less handy for users that do not already hold cryptocurrencies.

Cryptocurrency is both a brand new sort of digital cash and an funding alternative. Learn the facts behind the several sorts of crypto products, their advantages, and the way they function. CEXs decide which digital asset it will enable buying and selling in, which provides a small measure of consolation that unscrupulous digital assets could additionally be excluded from the CEX.

校友专访第一期之陈艺红

2023年8月20日 0 comments admin

陈艺红Kitty —— 翻越梦想之桥,移民澳洲三十载

87届的校友陈艺红Kitty,在澳洲扎根的三十余年,就是她追寻梦想,传播美好的数十载。今天让我们一起聆听她的动人故事,感受她的坚持与热情。

(著名导演Ben Lawrence采访陈艺红时拍摄的照片)

陈艺红来自一个二中校友世家。她的祖籍是广东梅县,由于当地早年的生活条件非常艰苦,陈艺红的爷爷远赴南洋谋生,在印尼成家立业,辛勤努力地经营一家唐人小超市,养育了十一个孩子,陈艺红的父亲陈炽昌(56届)是这个大家庭的长子。

(陈艺红与父母一同参加校友活动)

1949年中华人民共和国成立后,在爷爷的鼓励下,父亲于1951年带着弟弟回到了祖国的怀抱。陈炽昌在几位退役老红军的叔叔和姑姑的帮助和指引下,被教育局安排到广州市二中开始了求学生涯。

陈艺红的母亲林赛霞(57届)祖籍广东新会,外婆家在广州开制衣厂,外公在广州越秀区开设民办学校。经过考核后,母亲如愿地入读了广州市二中。父亲在学校积极参与文艺活动,钢琴演奏、合唱指挥样样精通。母亲对这位多才多艺的大师兄早已印象深刻,而且她的大姐和父亲还是同班同学,于是,在大姐的撮合下,陈炽昌和林赛霞喜结连理。

(陈艺红父母年轻时的合照)

陈艺红的父母的身世和经历直接影响了她入读广州市二中,以及之后出国留学的决定。对于十几岁的她来说,出国留洋充满了神秘和向往。在强烈的自我挑战欲望的驱使下,以及有父母的大力支持,陈艺红决定远赴澳洲求学。

勇闯异国他乡

1988年12月26日,陈艺红满怀抱负和期待来到悉尼。当天正好是圣诞节公众假期,所有商店和餐厅都不营业,饥肠辘辘的她,还发现学校把他们的住宿安排在距离市中心三十多公里的偏僻郊区——Liverpool。陈艺红好不容易才找到一家7-11便利店买到食物,度过了她在澳洲的难忘的第一天。

尽管身处陌生环境,然而陈艺红并没有畏缩和害怕。初来澳洲的她身上只有不到一百澳元,迫切需要找到工作来支付日常的生活费用,同时还想在距离市中心更近的地方租住,以方便上学和打工。

凭借在国内学到的一些技能,陈艺红很快就谋得了在发廊剪发和中文学校教书两份兼职。在工作过程中,她意外地发现自己的英语口语与当地人交流起来已是顺畅有余,原来,在二中就读期间,老师们经常努力鼓励学生们与来访学校的外国宾客用外语交流,提升了二中学子们的口语能力以及交流沟通的胆量,这让陈艺红感到受益颇深,也让她更快地适应了在澳洲的生活。

后来,她还找到了一份在豪华戏院(当时是华人重要的娱乐场所之一)卖电影票和零食的工作。观众通常会购买一些饮料和零食来看电影,柜台前经常要排很长的队伍。而陈艺红在不借用任何计算器的情况下,超快速心算的收款技巧令她在新岗位上的工作得心应手。因为这比起在二中接受的数学训练,实在是简单太多了!同时,她出色的工作表现也为她带来一段美好的姻缘。

在初步稳定下来后,意想不到的幸运事情发生了,陈艺红来到澳洲读书才四个月,遇到了澳洲的移民大赦政策,她意料之外地顺利获得了澳洲护照,开启了在这片土地上新的篇章。

创业的苦与乐

可能是受到家族影响,陈艺红一直以来都很想自己做生意,又因为她丈夫的家族是做水果买卖的,所以夫妻俩决定在Redfern开一家水果店,因为这个区离市中心的唐人街不远,租金也不贵,生意步上轨道后,他们又在旁边开了一家花艺店。

陈艺红和丈夫两人每天早上四五点起床去进货,一直忙碌到晚上八九点,三十多年来,勤勤恳恳,埋头苦干,逐渐还收购了几家相邻的商铺,在Redfern商业街上成为颇有影响力的华人代表,甚至被知名的摄影师和导演Ben Lawrence采访,并登载在悉尼晨锋报上。

陈艺红在Redfern区完成自己商业梦想的同时,也见证了这个老区的飞速发展。以前这个区的治安不好,居民素质较低,但近年来政府拨款重点建设,使其焕然一新。她说:“以前住在Redfern的孩子们都拼了命地挣钱,只为了尽快离开这个区域,而现在情况完全相反,他们必须努力赚钱才能搬来Redfern居住。”“以前的顾客总是想要打折,用$10买$20的商品!而现在大部分的客户素质和心态都非常好,服务结束后会多次感谢,还大方给小费。”

市政要员还曾经多次邀请陈艺红带领他们到中国经济发达的城市进行商业考察,亲身的经历和陈艺红的讲解介绍让澳洲人对中国经济的飞速发展有了全新的认识。陈艺红对自己能够促进中澳商业发展,尤其是让澳洲本地人对中国刮目相看,从心底而发地倍感自豪。

事业有成,回馈社会

陈艺红多年的奋斗让她在澳洲不仅稳稳地扎了根,也过上了富足的生活。她在生活中对人大方热诚,左邻右里以及客户都成为了她的老朋友,彼此互相扶持和帮助。与此同时,陈艺红还非常热心公益活动,尽自己的绵薄力量但无比用心去回报社会,尽力帮助有需要的人。

又是在圣诞节期间,三十多年前的陈艺红在便利店度过,来到了2018年圣诞前夕,她做了一件让许多悉尼人印象深刻的事情。陈艺红与CHEFIN这家餐厅的高级大厨合作,在悉尼市中心的马丁广场上,为超过300位流浪者免费提供了一顿美餐。

几十张装饰精美的桌子,摆放着她们花艺店捐赠并精心设计的高级插花,餐桌上还准备有各种丰盛的美食,宛如一场奢华的圣诞盛宴。而这次精心筹备许久的活动,对象不是社会名流,也不是富裕人士,而是平时食不果腹的流浪者,希望能在这个特别的节日,让他们吃一顿久违的饱餐,感受到来自圣诞老人的爱与奇迹。在这短暂的时刻,让他们感受到尽管生活充满许多艰难与心酸,但总有人没有忘记他们。让这个圣诞节的温暖与幸福,和美好的回忆,在充满坎坷的道路中鼓励他们继续勇敢前行。

这暖心的一幕,深深感动了经过现场的路人,纷纷拍照留念,把这份爱继续传播出去。时隔五年后,提起这场圣诞节日餐,许多曾经在当天路过的人们都还印象深刻,当陈艺红回想起这次爱心活动,也仍记忆犹新,她的笑容也如盛开的花朵,温暖热烈又灿烂。

疫情时代的逆境与改变

陈艺红似乎有着无穷的精力,事事用心亲力亲为的她生意一直蒸蒸日上。然而,2020年爆发的新冠疫情席卷全球,她的生意也不可避免地受到了重创。她被迫迅速改变经营方式,将大部分店铺出租,并将注意力集中在网上销售上。她完善了花艺店的网站(www.solarwindflorist.com.au),并在Facebook,Instagram、微信等社交媒体上进行宣传。这些努力和转型让她的生意在商业萧条的大环境中找到新的出路,成功地度过了经济寒冬。

陈艺红直言疫情改变了世界,让每个人都放慢了脚步,也让她重新思考人生,改变了世界观。以前因为生意繁忙,她忽视了许多身边的人和事。直到最近一两年,她才开始关注这些。

她说有一次与家人聊天时,才真正理解了天安门城楼上的两句标语,特别是第二句“世界人民大团结万岁”,让她深受震撼,佩服领导人的伟大胸襟,明白了为什么建国初期那么多海外人士义无反顾地回国参加建设。

经过半辈子的辛勤努力,陈艺红现在终于可以过上半退休的生活。许多业务都交给了她的两个儿子,她自己则把更多的精力投入到热爱的花艺店经营。她负责筹备了许多价值十几万的婚礼设计和布置,客户也对她非常信任,任由她发挥,等待着惊喜,这让她非常感恩。

花艺店自开业以来,吸引了许多设计师,摄影师和电影制作者前来光顾。陈艺红说,其实花艺和美术和音乐等艺术领域都是相通的,很强调设计感和色彩搭配。而从小就喜欢弹琴和跳舞的她拥有许多创意和灵感,也吸引了许多客户专门把婚礼中重要的新娘花球交给她设计订做。

在未来的日子里,陈艺红计划要去世界各地开阔自己的视野,还会继续寻觅商机。她语重心长地说:“移民来到澳洲,让我能自由地选择自己喜欢做的事情,然而尽管我们走出了国门,开阔了眼界,但无论在哪里定居,都不要忘记回首望向祖国,展望中国的未来,这也是我对师弟师妹们的寄语。”

结束语

陈艺红的故事充满了勇气和励志,她的多才多艺让她在不同领域中获得了成功。无论是在商业还是艺术方面,她都展现了自己的才华。她的坚持,努力和爱心是我们学习的榜样,让我们相信只要坚持追逐梦想,无论何时何地,都能够超越自我。让我们在海外的义忠仁怀揣着对祖国的眷恋,在追梦的路上不断前行。

第三届理事会成立联谊活动

2023年5月21日 0 comments admin

浓浓母校情,依依校友心

—庆祝广州二中澳洲校友会第三届理事会换届校友联谊活动

说起中学的日子,无疑是很多人心中一辈子珍藏的回忆之一。那段时光里,让你记忆最深刻的会是应元路上火红的木棉;某位老师熟悉的声音和语调;上球场里和小伙伴们挥洒着汗水的青春;高三金榜题名考取理想学府时的激动与兴奋;还是和同桌的你一起的欢声笑语?

恰逢澳洲二中校友会第三届理事会成立之际,2023年5月21日,澳洲各地包括布里斯本、墨尔本和悉尼的二中校友们通过Zoom视频连线,欢聚一堂。云聚会上,从53届到11届、年龄跨度超越半世纪(来到现场最年长的师兄今年90岁,录制祝福视频里最年轻的校友今年31岁)的校友们进行了温馨的交流与互动。虽然部分校友们是第一次见面,但“二中人”的共同基因让陌生感在几秒钟内就消失得无影无踪;现场丰富多彩的活动与热烈的气氛,也进一步拉近了校友们彼此的距离。

视频回顾,情牵母校

校友们在Zoom上共同观看了母校视频,回顾了二中悠久而光辉的历史, 亦看到了日益发展壮大的二中现状。大家都从心底为我们的母校感到骄傲,为作为二中的一份子而感到自豪。特别感动的是,二中校友会荣誉会长刘碧露校长和执行会长何国英校长亲自为澳洲的各位校友录制了祝福视频,还有十多位分布在澳洲各地、身处不同的行业的各界校友亦为澳洲二中校友会送上了他们的祝福。

中西美食荟萃,味蕾大满足

云见面后,校友们享受了一顿中西合璧的丰富午餐。董国辉会长早早准备了各式美食,校友们也带来了自己的拿手好菜与大家共同分享—其中茶叶蛋、马蹄糕和萝卜酸更是慰藉了大家的“广东胃”和思乡之情。

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年年有今日,为87岁学长庆生

午餐结束后,吴春玲会长为曾真垣学长准备了漂亮的生日蛋糕,大家一起为即将87岁的师兄贺寿。“恭祝你福寿与天齐,庆贺你生辰快乐。年年都有今日,岁岁都有今朝” ——熟悉而嘹亮的粤语生日歌萦绕在现场,曾师兄用洪亮而有力的声音向大家表达了他内心的感动与谢意。

节选自56届校友曾真垣的聚后感

“昨晚饭后我一直忙于观看和下载发来的相片和视频。因此迟至今天我才对校友理事会为我生日作祝福的特别安排和校友们对我生日的热情祝贺表示我衷心的感谢!因为这是我有生以来接受到来自校友们的热情祝福。校友的祝福与鼓掌声,令我终生感激和难忘。我从小学起一直至今都热愛校友联谊活动。将来我仍将尽力支持校友会工作!”

猜成语抽奖卡拉OK,欢笑连连

现场的各位校友都踊跃参与了做动作猜成语的小游戏。校友们维妙维肖的表情和动作让人忍俊不禁,现场的笑声此起彼伏;猜中成语的校友们还能得到黄小蔓秘书长的私家百花蜜一罐。当然,最令人激动和兴奋莫过于电子轮盘抽奖环节;感谢两位会长和理事们赞助的丰富奖品,让大家满载而归。

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A person and person standing in front of a screen

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澳洲好声音,万水千山总是情

此次活动还邀请到了一位特别嘉宾——北京黄河合唱团的李平老师为我们演唱一首《我爱你,中国》助兴,深厚的歌唱功底让现场的校友们赞叹连连,掌声不断。多位校友也一展歌喉,为大家献上《万水千山总是情》、《你的名字,我的姓氏》等熟悉的歌曲。

怀念旧时光,往往是为了更好地出发。澳洲二中校友会希望能通过澳洲校友会的网站建设、更完善的会员服务和更丰富的校友会活动,成为澳洲各地二中人心中的“港湾”。校友们的互相依靠与支持、学识与经验的共享与传承,也将帮助澳洲的二中校友们更好地扬帆出海、落地生根。

节选自64届校友李润梅的“聚后感”

“大家感恩母校,回忆老师的谆谆教导,使我们长身体长文化长知识,更重温母校92年的光辉歷程。我们如今来到资源丰富,地大物博,富饶美丽的澳大利亚生活。我们加入澳洲校友会这个温馨的大家庭,校友们要团结一致,互相关心,互相邦助。他乡亦是故乡,让我们更好地落地生根,开花结果!”

Definition Of Baseline Chemistry Dictionary

2023年4月17日 0 comments admin

A baseline is typically used when a financial statement or price range evaluation is ready. The statement or analysis makes use of existing revenues and spending as a baseline for assessing whether a new project is implemented efficiently. Always preview your design on a quantity of ai it ops solution devices to ensure that the baseline alignment holds across different screen resolutions.

baseline definition

Understanding Baseline In Design

baseline definition

Advanced tools allow you to manipulate the baseline to create distinctive content shows, tailoring each side from spacing to alignment for bespoke design options. Other necessary project baseline concerns are change administration, status reporting, and a continued incorporation of lessons realized throughout the baseline growth course of. A baseline is a fixed schedule, which represents the standard what is base line that’s used to measure the efficiency of the project.

What Are The Baseline Elements In Product Management?

baseline definition

It carries significant importance in guaranteeing alignment and coherence in digital projects. Let’s dive into how this elementary concept is practically applied in digital design and common pitfalls to keep away from. Your project baseline houses the three most essential parts of a profitable project. When reporting on the success of your project, you can use the project baseline to qualify that success.

Visible Balance And Baseline Ideas In Artwork

Considering imply values solely will result in the anticipated outcomes, and you should have no external components pointing to “jumps up” or “falls” in sales. This implies that adjustments in buyer behavior will also go unnoticed. The first period in a horizontal evaluation is denoted because the baseline period. All subsequent periods are then measured as a percentage of the baseline. So a period that has the same income because the baseline would have one hundred pc income.

Example Of A Project Baseline In Confluence

For instance, a public firm will track the performance of every product line by choosing one year as a baseline and measuring all subsequent years towards it. Taste preferences can change, and even after a couple of weeks with out sugar, a person’s tolerance can return to baseline. An e-commerce web site usually faces alignment issues when product descriptions do not adhere to a set baseline, leading to a scattered appearance that can confuse potential patrons. Despite its importance, misapplying the baseline can lead to design inconsistencies and decreased readability. Experimenting with varied baseline positions can add a singular twist to an otherwise standard design.

The intricacies of baseline alignment are deeply rooted in each conventional and digital media. In conventional media, artists aligned components within their work utilizing perspective grids, which pivoted round a baseline, thus contributing depth and realism. In the digital realm, baseline grids are important for UX/UI designers to supply coherence throughout numerous screen sizes, ensuring a flexible yet predictable design experience.

A baseline is a snapshot in time for a specific project, finances, or product. It’s usually used as a place to begin or basis by which success or failure shall be judged over time. The baseline performs a pivotal position within the composition of a design. It anchors components, establishing their relationships and hierarchies throughout the paintings.

A baseline may be any number that serves as an affordable and defined place to begin for comparability purposes. It may be used to gauge the consequences of a change, monitor the progress of an improvement project, or measure the difference between two durations of time. In product management, setting a baseline on the outset will ensure that all team members have a clear aim in thoughts in relation to period, cost, and necessities of the event. In digital design, the baseline is crucial for sustaining organized and visually interesting layouts. It helps in reaching an expert look by setting a normal for uniform spacing and alignment.

  • A baseline is usually used when a monetary assertion or finances evaluation is prepared.
  • You can learn the post about Baseline’s evolution on MDN on the MDN blog, and see examples of the model new Baseline badge being rolled out across MDN pages.
  • The invention of the baseline may be traced again to historical script writing, the place scribes used bodily tips.
  • A baseline can be any number that serves as an affordable and defined place to begin for comparability functions.
  • Understanding these historic and technological shifts can spotlight how basic typography strategies evolved over time.

You can learn the submit about Baseline’s evolution on MDN on the MDN weblog, and see examples of the model new Baseline badge being rolled out across MDN pages. The first of these levels may be very easy to define, we know when a function becomes out there in all major engines. At Google I/O this year we introduced Baseline, with the aim of creating a line within the sand indicating whether net platform options had been prepared for you to use. This publish explains how the definition has evolved—with the help of the feedback we obtained from the group and the work of the WebDX Community Group. The baseline should be integrated into all attribution calculations. With the precise baseline, you can get new details about your marketing channels and identify conversion sources.

A project baseline helps add useful context to that conversation. By creating project baselines, now you can start your exploration with the simple question, “Did we hit our project baseline? ” With that context, you can more easily understand why objectives were hit or missed. In project administration, establishing the baseline is the formal end of project planning and the start of project execution and management. Changes can drastically impact a project and if you don’t know where you began it is tough to manage the project.

Baseline alignment is important for creating a constant structure in design initiatives. It helps maintain a uniform look across all design components through the use of a structured grid. Baselines in art also connect to mathematical rules such because the golden ratio and Rule of Thirds. Historically, artists from the Renaissance to contemporary ages have employed these invisible traces to craft photographs which might be pleasing and harmonious. The use of baselines in paintings is not only about physical alignment however about triggering emotional responses via strategic visual planning.

Project price is a greenback or time quantity that teams agree to allocate to a project. Cost features a budget for any bills the team would possibly incur in their execution of the project scope. Where teams are concerned, misplaced time not engaged on other tasks is normally a consideration in project value.

Your personal line in the sand could additionally be between newly obtainable and widely obtainable. At the very least, the newly obtainable point is an excellent signal that this function is something you would possibly want to begin studying. That means you’ll be ready to make use of it in production when it becomes more broadly out there. To provide oversight for Baseline, the WebDX Community Group—which includes representatives from all major browser vendors—formed a governance group for the Web Features project. After a lot dialogue from the whole group, the governance group redefined Baseline to replicate the two key points in the timeline of a function.

You can use baseline modeling to measure this enchancment precisely and define that, for instance, 15% of the sales progress came from a new advertising marketing campaign launched in that quarter. The baseline serves as the beginning point in opposition to which all future gross sales are measured. The improvement of a product can easily veer astray with new features being added by totally different stakeholders — all of which can influence delivery milestones. In image dealing with, the method of creating a baseline for comparability in opposition to take a look at photographs produced by the AUT throughout testing.

A check with the project baseline may result in a different answer. The baseline would set a schedule, scope, and cost for the project, so let’s check-in. The scope was for growth only but it turned out that design was needed for a GDPR pop-up. The costs ran over because the designer wasn’t budgeted for and the dev staff is now every week behind on their next project. We always want to rejoice success but a project baseline helps all teams understand at what price that success came.

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